In this list we will review the best Canadian credit cards with links to their online application. We review these credit cards based on rewards, credit score, hidden charges and costs and most important customer service. This list will help you find the right card for you, and can save you lot of money. .

1. Aspire™ World MasterCard®
19.80% Interest Rate, 2.00% Reward Return, $120.00 Annual Fee
The Capital one Preferred Rewards MasterCard features a straightforward rewards program Every dollar you spend earns you two points Plus, with 35,000 bonus reward miles on your first purchase and 10,000 anniversary bonus reward miles every year, and including Travel Emergency Medical Insurance and Trip Cancellation Insurance
Also The key factors that have brought Aspire World MasterCard success are customer service no hidden fees or charges and your standard APR on the Capital one Preferred Rewards MasterCard depends on your credit rating

MBNA Smart Cash Credit Card
2. MBNA Smart Cash Credit Card
19.99% Interest Rate, 5% Cash Back, $0.00 Annual Fee
MBNA Smart Cash Credit Card, offers its cardholders a great deal. you will get 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months and 1% cash back for all other qualifying net retail purchases
MBNA cardholders can expect a late fee of up to $25 depending upon the balance due.

Also MBNA offers 24/7 customer support, through phone. This is a great feature because your card won’t always stop working during business hours

3. CIBC Aerogold Visa Card
19.99% Interest Rate, 1-1.50% Reward Return, $120.00 Annual Fee
CIBC Aerogold Visa Card you will earn 1 Aeroplan Mile for every dollar you spend on the card, or earn 1.5 Aeroplan on all purchases at merchants that are categorized in the Visa Network as gas stations, grocery stores or drug stores
CIBC Aerogold Visa Card has many features and great customer service that will make your life as the card holder easier , like 15,000 bonus reward miles on your first purchase, and an access to every available seat on Air Canada and Jazz, including Executive Class®1 and Executive First and $500,000 Common Carrier Accident Insurance

4. ScotiaGold Passport VISA
19.99% Interest Rate, 1.00% Reward Return, $110.00 Annual Fee
ScotiaGold Passport VISA you will earn 1 Scotia Rewards for every dollar you spend on the card, and you will earn 30000 Scotia Rewards bonus points.
Also ScotiaGold Passport VISA offers Extra features for cardholder like Automatic Travel Emergency Medical Insurance at no extra cost.

5. MBNA Smart Cash Credit Card
17.99% Interest Rate, 1.00% Reward Return, $0.00 Annual Fee
The MBNA Platinum Plus MasterCard offers credit limits up to $100000, generous benefits and 24/7 customer service for no annual fee. Benefits included with this card are Travel Accident Insurance, Rental Car Insurance and Purchase Protection with Extended Warranty. Credit Wise balance protection can also be added for an additional fee

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