While some industries are more dangerous for workers than others, anyone can be injured on the job. When a workplace injury occurs, injured workers need to be aware of their rights for filing for workers’ compensation. With this guide, injured workers will learn about some crucial steps they will need to take in the process.
What Is Workers’ Compensation?
When a worker is injured on the job, they have a right to workers’ compensation benefits. These benefits replace a percentage of an injured employee’s pay while they are recovering from their injury and unable to work. These benefits also cover all related medical bills. Those who have been injured on the job need to find the Best Workers Compensation Lawyers Near Me.
Three Important Steps to Take When Injured on the Job
Dealing with the aftermath of a serious injury at work can be highly stressful. Injured workers often do not know the steps they should take to start their workers’ compensation benefits. The following offers integral information every injured worker must take.
1. Report the Injury Right Away
While some states give more time than others, all expect an employee to report their injury to their employer promptly. It is in the best interest of an injured employee to report the injury right away. The worker must be clear on the injury report. Workers need to tell precisely how they were injured. The injured worker should also ask for an accident report copy.
2. Take Careful Records
It is wise for an injured worker to keep extensive records of all aspects of their workplace injury. The injured worker should record any significant interactions with their employer and the insurance company. Workers’ compensation benefits can be denied for many reasons. Having an extensive record will help to protect an injured worker and give them proof to back up their claim.
3. Seek Medical Care
Seeking immediate medical care is essential for ensuring an injured worker receives the right medical treatment. Neglecting to seek medical care could be used against an injured worker because it could be argued they did not become injured enough to go to the doctor. A person must follow their doctor’s instructions exactly.
What Happens If the Claim Is Denied?
Unfortunately, employers and their insurance companies sometimes give injured workers the runaround. If a person is denied their workers’ compensation claim, they have the right to appeal. Many injured workers find it beneficial to meet with a lawyer so they can learn about their rights and get legal assistance for appealing any unfavorable decisions.
Schedule a Consultation Appointment to Learn More
The process of reporting an injury to an employer and getting fair workers’ compensation benefits should be straightforward. Unfortunately, injured workers are often denied their benefits. Insurance companies are notorious for their denials. Thankfully, there is legal help available.
Individuals should research their options by first meeting with a lawyer. A workers’ compensation lawyer will review the details of the injury and the response from the employer and their insurance company.
The lawyer will work to hold the employer and their insurance company accountable. Although injured workers typically cannot sue their employers, they may have the right to a third-party claim. Even if an injured employer feels the process is proceeding smoothly and the insurance company is being fair, it never hurts for them to seek legal guidance from a lawyer.
Injured Workers Should Protect Their Rights
A serious workplace injury can be frightening. Suddenly, a person’s world seems to come crashing down around them. Those who have been injured on the job need to report their injuries to their employer immediately. Waiting too long could forfeit a person’s rights to receiving the benefits they deserve.