I use a 48-hour rule now. If I still want it two days later and can pay in full, fine. If I need installments for a non-essential item, I skip it.
How do you stop using buy now pay later for small purchases?
#budgeting#buy now pay later#debt#money#spending habits
I started using buy now pay later for clothes and small household stuff. Each payment is small, but now I have too many of them.
AI Summary
People share ways to stop relying on buy now pay later for everyday purchases.
Answers & Discussion
Write every payment on one page with due dates. BNPL feels harmless until you see five or six little payments hitting the same paycheque.
Deleting the apps helped. The convenience was the problem. If I had to pay the full price today, I made better decisions.
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