I pretend half the raise never happened. Future me gets that half. Current me gets the other half, so it does not feel like punishment.
How much lifestyle inflation is okay after getting a better job?
#debt#lifestyle inflation#money#raise#saving
I finally got a raise and want to enjoy life, but I also have debt and almost no investments. How do you avoid wasting the raise?
AI Summary
People discuss how to enjoy a raise while still improving debt, savings and investing.
Answers & Discussion
Choose one upgrade that matters most. Better groceries, gym, travel fund, whatever. If you upgrade every category at once, the raise disappears.
Split the raise before it hits your habits. Put part to debt or savings automatically and keep part for life improvement. You should feel some benefit, just not all of it.
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