I raised my deductible to lower the monthly payment, but only after putting extra money in savings. That is the part people forget. A higher deductible is risky if you cannot actually pay it after an accident. The best move is to compare quotes every year, not just accept the renewal.
Is car insurance becoming the hidden budget killer in the U.S.?
#car insurance#cars#cost of living#USA
My car insurance renewal jumped even though I didn’t have an accident. Is everyone seeing this, and how are you dealing with it?
AI Summary
Americans discuss rising car insurance premiums, shopping around, deductibles and the surprise cost of owning a car.
Answers & Discussion
Car insurance is one reason we are trying to stay a one-car household. Between payments, fuel, insurance, maintenance, registration, and parking, cars are a huge burden. People talk about housing and groceries, but transportation costs can quietly wreck a budget.
Mine went up with a clean record too. I called and asked why, and the answer was basically repair costs, claims in the area, and general risk. It is frustrating because you can do everything right and still pay more. Shopping around saved me a little, but not enough to feel good.
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