Consider living at home for the first year or two, then moving out later if finances allow. Independence is valuable, but so is graduating with less debt. You can build independence in stages.
Is it better to study close to home or move away for university?
My parents think I should save money and live at home. I want independence, but I don’t want unnecessary debt. How do people decide?
Students discuss living at home versus moving away for university, balancing independence, cost and personal growth.
Answers & Discussion
Moving away helped me mature. I learned budgeting, cooking, problem-solving and independence. But I also took on more debt. I do not regret it, but I would not tell everyone to do it if the financial stress is huge.
Living at home saved me a huge amount of money, but I had to work harder to build campus friendships. I joined clubs and stayed on campus between classes. If you commute and only show up for lectures, it can feel lonely.
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