You do not need cash for everything. Use it only for categories that keep going over budget. For me, that was takeout and random shopping.
Should I use cash envelopes again if cards make me overspend?
#budgeting#cash envelopes#credit cards#money#spending habits
Tap payments are too easy for me. I’m thinking about using cash for groceries, takeout and personal spending. Is that outdated or still useful?
AI Summary
People discuss using cash envelopes or separate accounts to control spending.
Answers & Discussion
I use separate no-fee accounts instead of physical cash. Same idea, less hassle. One account for bills, one for spending, one for savings.
Cash still works because you feel it leaving. I use it for groceries and fun money, not bills. It made spending more real.
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