For problem categories like takeout, cash or a prepaid card can help. When it is gone, it is gone. Simple but effective.
What is the easiest budgeting method if spreadsheets make you quit?
#budgeting#money#personal finance#saving money#spending habits
I have tried spreadsheets and detailed apps, but I stop after a week. I need something simple enough to actually keep doing.
AI Summary
People share simple budgeting methods for people who dislike spreadsheets and complicated apps.
Answers & Discussion
A weekly 10-minute check works better for me than tracking every coffee. I look at account balances, upcoming bills and whether I need to slow spending.
Use three buckets: bills, savings and spending. Automate bills and savings first, then the remaining money is what you can spend.
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