Insurance is not only important to complete legal requirements but to increase the safety of the drivers on-road it is essential. In case of any mishap, insurance can support you financially and get all your liabilities paid through it. Automobile insurance policies or cards provide you other options including rental insurance, roadside assistance, or custom equipment. Having coverage for the protection of other’s property and medical expenses can help give you financial assistance. In addition to this, it gives extensive coverage by payout for any damage, corrosion, dents, fire, theft, vandalism, rodent and it is not limited to it.
It applies to everyone to have insurance; otherwise heavy fines will be levied. To avoid the insurance cost, people tend to buy fake insurance policies and cards, which results in zero benefits to vehicle owners and they will go behind the bars if fake documents are identified by checkers. With emerging technology trends, fraudulent insurance proofs are available on Google, as it is available for free. Having fake documents puts the owner in trouble.
Insurance Fraud:
It is illegal to have bogus insurance papers; bit more illegal actions are a part of the insurance process. In case of accidents, people try to make false claims to get money from insurance companies. It is advisable to monetary penalties for not completing the documentation, rather than putting yourself into legal matters. Fake auto insurance card results in suspension of license, vehicle forfeiture, or vehicle banning for a long period. Bypassing the laws, it will create a criminal record against your name.
Getting into an Accident?
Insurance through third party agents also leads to fake insurance papers, as they sell false papers to clients at a low cost. It is going to create a big problem when you want to claim for your damage or accidents. A client has to pay for everything including injuries or repair of the vehicle which will create a burden on your pocket.
Fake insurance cards are temporary:
Department of motor vehicles always keep an eye on the insurance policies, insurances companies are abided by the law to inform if the policies lapses. Department can check the policy using the database or the alerts sent by companies to them. Fake insurance cards can be used temporarily but not at all the places. In case the vehicle is pulled by officers to check the insurance coverage, false insurance can help the owner to overcome in this situation. These days, databases of interstates are connected, and traffic police can check the validity of the insurance and in case it is over then you can be easily caught by them.
It is advised to check the insurance on the legal websites to its legitimacy. In case, it is not visible online, contact the insurance company instantly. Driving a car without valid insurance daily can put in jail or pay heavy fees to the government. Always ask for a receipt from the insurance company at the time of buying the policy and premium paid. Check the insurance value, no claim bonus and tax deductibles to the sanctity of the insurance policy.
