Higher education is not always inexpensive. Funding education can be a costly affair, and gaining admission to prestigious and reputed educational institutes often requires a bulk sum.

However, the experience is ultimately rewarding, and there is no reason you should refuse that once-in-a-lifetime admission offer for want of money.

With Money View’s student loans offered at affordable rates with flexible repayment periods, paying for education is an easy affair.

Confused about whether you should apply for a student loan with Money View? Read on to find out about its benefits and advantages.

Why Should I Opt for a Student Loan with Money View?

The benefits of applying for a personal student loan with Money View are plenty, and the cons are almost negligible. Our student loans are available at affordable rates, and the overall loan application process is smooth and hassle-free.

Digital and Paperless:

All procedures at Money View are completely paperless and digital. This means that you can apply for a loan, access all relevant information, and receive the loan amount- all from within the comfort of your home.

Amidst the busy schedule of student life, it is difficult to stand in long queues at the bank and wait for days on end for the completion of the loan application. However, now you can bid adieu to those days. With Money View’s digital loan system, apply for a loan digitally from anywhere in India.

Instant Loans, Quick Disbursement:

All loans at Money View are disbursed instantly. The expected loan amount will get credited to your bank account within a period of 24 hours from the moment of approval.

This means that you can now apply to the University or any academic institution of your choice with ease. You need not fret about not meeting the deadline for fee submission. All your monetary needs as a student can be taken care of instantly.

Loan Amount of your Choice and Flexible Repayment Period:

You can select the loan plan of your choice from among a number of options. Choose your preferred loan amount and tenure from a range of options.

You can borrow any amount from Rs 5,000 up to 5 lakhs. The repayment period is also flexible ranging from 3 months to 5 years. However, both the loan amount and repayment period are contingent on your eligibility.

Efficient, Time-saving, and Cost-effective Process:

The entire process of loan application at Money View is rapid and efficient. You can find out your eligibility status within two minutes, the requirement of documents is very few, and processing costs are minimal. The overall experience is quick and hassle-free.

Low Credit Score Requirements:

Money View has its very own customized credit rating model with low requirements of credit score.

If your credit score is not up to the mark, and therefore is not eligible for application elsewhere, you do not need to worry. With Money View’s credit model, get a loan even with a relatively low credit score.

What is the Eligibility Criteria to Apply for a Student Loan at Money View?

A student will need to fulfil very few criteria to be able to apply for a personal loan at Money View. The requirements set forth by Money View are specific and few in number. As long as the students meet the following criteria, they will be able to apply for a personal loan with ease.

  • Applicants need to have a minimum in-hand income of at least Rs 13,500 per month in order to apply for the student loan.
  • The applicant’s monthly salary should be credited directly to their bank account.
  • The applicant should have a minimum CIBIL score of 600 or a minimum Experian score of 650.
  • The stipulated age of the applicants must be between 21 years and 57 years to be eligible for the student personal loan application.

What are the Essential Documents Required to Avail of a Personal Student Loan at Money View?

At Money View, you will need to produce as few as three documents only to avail of a personal loan. You will be required to display proof of your identity, address, and income while applying for a student loan. The list of documents that qualify as a proof is given below:

Identity Proof:

  1. PAN Card. This is the primary proof of identity that you will need to produce. However, if there is an issue with your PAN card, such as poor quality, it will be rejected. The other documents accepted in its place are given below.
  2. Adhaar Card
  3. Indian Passport
  4. Voter ID Proof
  5. Driver’s License

Address Proof (submit any one from the list below):

  1. Indian Passport
  2. Aadhar Card
  3. Voter ID Proof
  4. Driver’s License
  5. Electricity, Gas, or Water Utility Bills are not more than 60 days old.

Income Proof:

  1. Salaried applicants will need to submit their online bank statements in PDF format. It should contain the last three months of the account linked to their salary. It should also display their credit score.
  2. Self-employed applicants will need to submit the online bank statement in PDF of their last three months’ salary account.

All documents that are submitted should be current and valid at the time of application. Documents such as expired passports and old bank statements are considered invalid.

They will be automatically rejected. Additionally, the scanned photographs of the uploaded documents should be clear and readable.

What is the Process to Avail a Personal Loan for Students at Money View?

Applying for a loan has never been this easy. At Money View, the complete process from loan inquiry and application to disbursal is digital and hassle-free and can be achieved without having to step out at all.

All correspondence related to the loan application will be conducted online. In case of an issue, you will be mailed and notified at the earliest. To apply for a personal student loan at Money View, follow the instructions given below:

  • Quick Eligibility Check:

Check your eligibility instantly within just two minutes by logging in using your mobile number through the Money View website or registering using your email ID through the Money View. You will be required to fill in some basic details, after which your eligibility status will be displayed before you.

  • Select Plan of your Choice:

You will be given some options with different loan amounts and repayment periods. You can select and apply for the loan plan of your preference that will best fulfil your financial requirements.

  • Upload Documents:

After selecting the loan plan of your choice, you will need to upload the pertinent documents as proof of your application. The documents uploaded should be clear and distinct. Otherwise, there can be an issue with your application, and you will be asked to re-upload the documents.

  • Fill Up and Resend NACH Form:

Once your documents are completely verified, and your loan application is approved, you will receive a NACH form which you need to print, fill up, and upload.

This form is a service/mandate which permits banks and financial institutes to deduct the EMI amount periodically without manual intervention on the part of the user. It allows for timely repayments of loans free from hassle.

  • Submit the Loan Agreement:

Once the above-mentioned processes are completed, you will be required to review the loan agreement and submit the application. This is the final step, so make sure you read all the terms and conditions properly prior to the final submission.

  • Receive Instant Disbursal:

You will receive the loan amount digitally within 24 hours of loan approval and loan agreement submission.


The personal student loan at Money View is a double blessing. It is available at affordable rates, thus making repayment easy and flexible. And the process of the application itself is very simple and efficient with instant disbursement.

Visit the Money View website or download the Money View app today to apply for your desired personal loan without further delay. This will set sail to your academic aspirations in a jiffy!

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