Best Credit Cards in USA

It seems every day you hear about a new credit card. Every theater and grocery store has one on display and they are all competing for new customers with varied points, rewards and amenities. So where do you start? Our list of best credit cards in the USA ranks shows the best-ranked cards in 0% balance transfers, rewards, cash back or hotel & airline bonuses.

Chase Freedom

Chase Freedom

13.99% – 21.99% Interest Rate, 5% cash back, $0 Annual Fee
Issued by JP Morgan Chase, the Chase Freedom credit card offers 5% cash back on combined purchases up to $1,500 each quarter. This saves a good chunk of change if you plan on spending in advance. Switching from restaurants to gas stations to online suppliers, these 5% categories change every three months, so you won’t always be stuck spending money at the same locations or on the same products to get your money.
Chase Freedom also currently offers one of the largest sign up bonuses in the market by offering a $100 bonus after spending only $500.

Chase Slate

Chase Slate Credit Card

12.99% – 22.99% Interest Rate, $0 Annual Fee
Chase Slate is a balance transfer card that allows you to transfer a balance from another card within the first 60 days with a $0 fee. After those first two months are over, Chase Slate remains competitive with a 3% balance transfer fee. With this card, you will also enjoy 0% APR on purchases for the first 15 months and there is no annual fee!

BankAmericard Cash Rewards credit card

BankAmericard Cash Rewards credit card

12.99% – 22.99% Interest Rate, 3% Reward Return, $0 Annual Fee
BankAmericard’s credit card is a cash rewards card with no annual fee and an offer of 2% cash back at grocery stores and 3% cash back on gas for the first $1,500 spent each quarter.
Unlike the bulk of its competitors, you don’t have to enroll in a rewards program to take advantage of the savings and there are no changing categories boxing you in. Your cash bank from BankAmericard does not expire and you can choose to redeem it in a variety of ways, including statement credit, check, or directly into your Bank of America account. Bank of America customers can also earn 10% customer bonus each time they redeem cash back into their accounts. And if you’re Preferred rewards client, that bonus can jump as high as 25% to 75%!

4. . Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card
24.99% Interest Rate, 3% Reward Return, $0 first Year Annual Fee
If you’re a traveller, then this is the card for you. Capital One’s Venture Rewards credit card allows you to earn a one-time bonus of 40,000 miles (which is worth $400 in travel) when you spend $3000 in the first 3 months. The card has no blackout dates and the annual fee of $59 is waived for the first year!

5. Citi Double Cash Card

Citi Double Cash Card
12.99% – 22.99% Interest Rate, 1% – 2% Reward Return, $0 Annual Fee
Citi’s popular credit card offers you the opportunity to earn cash back twice. First when you earn 1% on all your eligible purchase and again when you get another 1% when you pay off your balance. There is no limit to the amount of cash back you can earn, as long as you make the minimum payments. This card has no annual fee and has a 0% intro APR on purchases and balance transfers for 15 months.


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